Optimized Mortgage Blog
Closing Day & Beyond: What To Expect and How to Protect Your Investment
By: Peter Seroter Published on: 04/09/2025You’ve made it to closing day—now what? This guide walks you through what to bring, what you’ll sign, when you’ll get the keys, and the first things to handle after closing, from escrow and your first payment to simple homeowner habits that protect your investment.
Top 50 Questions Asked By Homebuyers
By: Peter Seroter Published on: 18/08/2025Buying a home can feel overwhelming with so much information out there—and not all of it is accurate. That’s why we’ve put together this comprehensive guide answering the Top 50 Questions Every Homebuyer Asks. From credit scores and down payments to inspections, appraisals, and closing, this blog breaks it all down into clear, straightforward answers. Whether you’re a first-time buyer or just need a refresher, you’ll walk away with the knowledge to approach your home purchase with confidence.
Offer Accepted! What Happens Next Behind The Scenes
By: Peter Seroter Published on: 13/08/2025Buying a home doesn’t stop once your offer is accepted — it’s just the beginning. In this post, I break down what happens behind the scenes after you go under contract, from locking your rate and ordering the appraisal to clearing underwriting conditions and getting those magic words: “Clear to Close.”
Shopping For A Home (With Strategy)
By: Peter Seroter Published on: 08/08/2025Shopping for a home is exciting — but without a strategy, it can lead to disappointment and wasted time. In this post, I share how to set a realistic budget, understand your preapproval limits, and make competitive offers in today’s shifting market. Plus, learn how to avoid becoming “house poor” and why the right mindset can make all the difference in your buying journey.
