Optimized Mortgage Blog

Shopping For A Home (With Strategy)

Shopping For A Home (With Strategy)By: Peter Seroter Published on: 08/08/2025

Shopping for a home is exciting — but without a strategy, it can lead to disappointment and wasted time. In this post, I share how to set a realistic budget, understand your preapproval limits, and make competitive offers in today’s shifting market. Plus, learn how to avoid becoming “house poor” and why the right mindset can make all the difference in your buying journey.

Mortgage
Shopping For A Home (With Strategy)

Getting Preapproved: Your FIRST Step, Not the Second

Getting Preapproved: Your FIRST Step, Not the SecondBy: Peter Seroter Published on: 07/08/2025

Before you fall in love with a home, make sure you’re truly ready to buy it. In this post, I’ll walk you through why preapproval is a crucial first step in the home buying journey—what lenders look for, what documents you’ll need, and how it empowers you to shop smart and save time.

Mortgage
Getting Preapproved: Your FIRST Step, Not the Second

Is It A Good Time To Buy A House Right Now

Is It A Good Time To Buy A House Right NowBy: Peter Seroter Published on: 07/08/2025

Wondering if now’s the right time to buy a home? In this post, I break down how to make the decision based on your personal financial picture—not market headlines. Learn why waiting for the ‘perfect time’ could cost you, and how to know when you’re truly ready.

Mortgage
Is It A Good Time To Buy A House Right Now